PAG IBIG HOUSING LOAN REQUIREMENTS: YOUR GUIDE
COMPLETE LIST OF PAG IBIG HOUSING LOAN REQUIREMENTS:
1. 2 copies of housing loan application with recent ID photo.
2. MSVS or Membership Status Verification Slip
3. Income Documents: (Please check the list of Income Documents that you need to provide)
PAG IBIG HOUSING LOAN REQUIREMENTS FOR LOCALLY EMPLOYED:
Notarized Certificate of Employment and compensation.
* For Government Employees: You are required to provide (1) One Month payslip
– ITR with attached W2 form, stamped received by BIR/ Certificate of Tax Withheld (BIR Form 2316)
PAG IBIG HOUSING LOAN REQUIREMENTS FOR SELF EMPLOYED:
-ITR, Audited Financial Statements, And Official Receipt of Tax payment from bank supported with DTI Registration and Mayor’s Permit/ Business Permit.
-Commission Vouchers reflecting the issuer’s name and contact information for the last 12 months.
-If income is sourced from foreign remittances, pensions, etc. a Bank Statement or passbook for the last 12 months must be provided.
-If income is from rental payments, a copy of Lease of Contract and Tax Declaration are needed.
-Certified True Copy of Transport Franchise issued by government agency (LGU for tricycles, LTFRB for PUVs)
-Certificate of Engagement issued by owner of business.
-other documents that would validate source of income.
PAG IBIG HOUSING LOAN REQUIREMENTS FOR OFWs:
– You are required to submit your Employment Contract in English Language.
– Certificate on Income.
– Other Proof of Income.
*Please note the the documents like Employment contract, Certificate of Income ect. should be written or tanslated in english language. All photo copy documents should be certified by Pag Ibig officer assigned in your place or country.
4. Photo copy of (1) one valid ID. (IDs of Principal Borrower + Spouse , Co- Borrower + Spouse* if any, Seller + Spouse, Developer’s representative + Attorney-in-Fact)
5. Marriage Certificate
6. Birth Certificate
7. Original TCT – Transfer Certificate of Title
8. Tax Declaration and Real Estate Tax Receipt *updated
9. Location Map
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