PAG IBIG HOUSING LOAN REQUIREMENTS: YOUR GUIDE
You can avail Pagibig Housing Loan through the developer itself, Pagibig accredited developers assist their members in applying for a home loan OR you can go directly to Pagibig.
COMPLETE LIST OF PAG IBIG HOUSING LOAN REQUIREMENTS:
1. 2 copies of housing loan application with recent ID photo.
2. MSVS or Membership Status Verification Slip
3. Valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse
3. Income Documents: (Please check the list of Income Documents that you need to provide)
4. TCT (Transfer Certificate of Title). For Condominium Unit, present TCT of the land and Condominium Certificate of Title (CCT) *Certified True Copy
5. Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt (photocopy)
6. Contract to Sell
7. Vicinity Map/Sketch of the Property
PAG IBIG HOUSING LOAN REQUIREMENTS FOR LOCALLY EMPLOYED:
– Notarized Certificate of Employment and compensation.
– Certified One (1) Month Payslip, within the last three (3) months prior to the date of loan application *For Government Employees: You are required to provide (1) One Month payslip
– ITR with attached W2 form stamped received by BIR/ Certificate of Tax Withheld (BIR Form 2316)
PAG IBIG HOUSING LOAN REQUIREMENTS FOR SELF EMPLOYED:
-ITR, Audited Financial Statements, And Official Receipt of Tax payment from bank supported by DTI Registration and Mayor’s Permit/ Business Permit.
-Commission Vouchers reflecting the issuer’s name and contact information for the last 12 months.
-If income is sourced from foreign remittances, pensions, etc. a Bank Statement or passbook for the last 12 months must be provided.
-If income is from rental payments, a copy of Lease of Contract and Tax Declaration is needed.
-Certified True Copy of Transport Franchise issued by the government agency (LGU for tricycles, LTFRB for PUVs)
-Certificate of Engagement issued by the owner of the business.
-other documents that would validate the source of income.
PAG IBIG HOUSING LOAN REQUIREMENTS FOR OFWs:
– You are required to submit your Employment Contract in English Language.
– Certificate of Income.
– Other Proof of Income.
*Please note the documents like an Employment contract, Certificate of Income etc. should be written or translated into the English language. All photocopy documents should be certified by Pag Ibig officer assigned to your place or country.
4. Photocopy of (1) one valid ID. (IDs of Principal Borrower + Spouse , Co-Borrower + Spouse* if any, Seller + Spouse, Developer’s representative + Attorney-in-Fact)
5. Marriage Certificate
6. Birth Certificate
7. Original TCT – Transfer Certificate of Title
8. Tax Declaration and Real Estate Tax Receipt *updated
9. Location Map
Please Click [ HERE ] for more details.: