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Housing Loan Requirements Philippines

housing loan requirements

HOUSING LOAN REQUIREMENTS PHILIPPINES:

BASIC HOUSING LOAN REQUIREMENTS

 
House and lot are suitable investments. To those who are planning to buy house and lot here in the Philippines, here is a list of the typical Housing loan requirements that you need to prepare.

LIST OF BASIC HOUSING LOAN REQUIREMENTS IN THE PHILIPPINES

The Basic housing loan requirements that you need to prepare are:
*Valid IDs
*Birth Certificate
*Marriage Contract if you are married
*Proof of billing
*Photo (1 x1)
*TIN Number

However, other documents are required to be submitted on top of the basic requirements. The additional requirements may vary according to conditions.

ADDITIONAL HOUSING LOAN REQUIREMENTS FOR LOCALLY EMPLOYED

For locally employed, in most cases, you are required to supply the ff;
*Original or Notarized Certificate of Employment
*Latest Payslip
*ITR or Income Tax Return.

ADDITIONAL HOUSING LOAN REQUIREMENTS FOR OFWs

For OFWs (Overseas Filipino Worker)
*Contract of Employment
*Passport copy
*Visa copy
*3 months Proof of Remittance or 6 months bank Statement
*SPA or Special Power of Attorney.
(Must be consularized if signed abroad, notarized if signed here in the Philippines.)
* Seaman’s Book is a requirement for Seamen or seafarers.

ADDITIONAL HOUSING LOAN REQUIREMENTS FOR SELF EMPLOYED INDIVIDUALS

*SEC/DTI Registration
*ITR/BIR Payments
*Business Permits
*6 months Bank Statement.

If your income does not meet the monthly salary requirements, you may submit an affidavit of support or a Co-Maker. If married to a foreigner, an Affidavit or Waver/SPA is needed. If Separated, you must present a Legal Separation document with court finality.




Fianancing Schemes available are:[In-house Financing],[Bank Financing] and [PAGIBIG]Financing.

[ FOR YOUR GUIDE IN GUYING A HOUSE A LOT CLICK HERE ]
[ PAG IBIG HOUSING LOAN ]
[ BEST BANKS TO APPLY FOR HOME LOAN ]
[ IN HOUSE FINANCING ]
Please feel free to post your comments or questions.
Thank you very much! Good Luck!

HOUSING LOAN REQUIREMENTS PHILIPPINES:

housing loan requirements philippines
 

HOUSING LOAN REQUIREMENTS PHILIPPINES:
HOUSING LOAN REQUIREMENTS PHILIPPINES:
Housing Loan Requirements Philippines was last modified: April 9th, 2020 by Joyful Mommy

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